Choosing a Diamond Engagement Ring

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Engagement Rings

Choosing a diamond engagement ring can be a daunting task. This can become even more challenging if you wish to surprise your partner and are choosing a diamond engagement ring on her behalf. You want to choose a ring that she will love, which will suit her lifestyle and personality but also your budget. Here are some tips for choosing the perfect diamond engagement ring.

Choose a Style of Engagement Ring

Diamond engagement rings come in all shapes, sizes and styles from ultra-modern, contemporary glamorous styles through to classic elegant and vintage styles. Having an idea of the style of diamond ring that your partner would prefer will help.

The 4Cs of Diamond Engagement Rings

Key considerations when looking to buy high quality, genuine diamonds for a diamond engagement ring are the ‘4Cs’: cut, colour, clarity and carat size.

The cut of the diamond determines its “sparkle”, or more technically speaking its “fire and brilliance”. It is recommended that you buy within the “excellent” to “very good” range for your diamond engagement ring.

Diamond colour describes whether the diamond is colourless or “white”, i.e. essentially transparent or, at the other end of the scale, has noticeable colour and appears light yellow or brown. The colour of the diamond has a direct bearing on price. With white diamonds, the whiter they are, the more expensive they will be. When deciding what colour grade to purchase for your diamond engagement ring the ideal is in the colourless D-F range. However, note that to the untrained eye the colour difference compared to the near colourless stones in the G-H range can barely be seen. The difference in price is significant too; a 0.5ct round brilliant diamond with a D colour could cost you over $1000 more than a 0.5ct with an H colour.

Clarity of a diamond refers to how many flaws or “inclusions” it has. Diamonds are graded on a scale from F – flawless, to I1-I2-I3 where flaws are clearly visible to the naked eye. A VS1 – VS2 grade (very slightly included) means you won’t be able to see any flaws in the diamond with the naked eye. It is often not worth paying the high price for a near flawless or flawless diamond if it cannot be appreciated as such by the naked eye.

Diamond size is measured by carat weight. Diamonds of the same size can vary in price according to their quality which is also measured by colour, clarity and cut so don’t make the mistake of thinking that carat size is the most important consideration when purchasing a diamond for a diamond engagement ring.

Choose a Diamond Engagement Ring to Suit Lifestyle and Personality

Be sure to take into account your partner’s personality and lifestyle when choosing her diamond engagement ring. For example, if she is a confident, outgoing person she may suit a large diamond and a flamboyant style of ring. However, this may not be appropriate for a shy, modest person. Also consider your partner’s work and lifestyle. If she lead an active life, working or playing outdoors she’ll probably prefer a diamond engagement ring that will withstand these conditions.

How much should you spend on a diamond engagement ring?

An old rule of thumb specifies “two months’ salary” as an appropriate amount to spend on a diamond engagement ring. This may be a good guideline but more important than this is your own personal budget. Work out how much you can afford and don’t be pressurised into blowing your budget or taking on a huge debt to pay for the engagement ring.

Most importantly when choosing a diamond engagement ring, you should not rush your decision. Take the time to research diamond engagement rings to ensure that you are getting a genuine, high quality ring that your fiancée will really love.

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